BRANCHES
Earn First Deposit Scheme (EFDS)
Features :
- Minimum Deposit: 1,00,000
- Minimum Tenure: 12 Months
- Mode of Interest Payment: Upfront (Yearly Basis)
- Effective Interest Rate is higher than prescribe rate
- Renewal Deposit: Principal only
- Loan against Deposit: Available
- Govt. tax/Duty/ED & other if applicable will be deducted from gross interest
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Earn First Deposit Scheme (EFDS) |
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Type of Deposit |
Tenure |
Base Amount (TK) |
Gross Interest |
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Earn First Deposit Scheme |
12 months |
Tk.1,00,000 |
Tk. 11,000 |
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24 months |
Tk.1,00,000 |
Tk.2,000 |
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NB: Minimum Amount for single deposit of EFDS Tk. 1,00,000.
Effective date: Feb 22, 2026
Interested in opening a Earn First Deposit Scheme with NFL? Please click on the "Download Form" to get the necessary forms.
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