Earn First Deposit Scheme (EFDS)

Features :

  • Minimum Deposit: 1,00,000
  • Minimum Tenure: 12 Months
  • Mode of Interest Payment: Upfront (Yearly Basis)
  • Effective Interest Rate is higher than prescribe rate
  • Renewal Deposit: Principal only
  • Loan against Deposit: Available
  • Govt. tax/Duty/ED & other if applicable will be deducted from gross interest
Tenure Base Amount(TK) Gross Interest
12 months 100,000  10,250
24 months 100,000  20,500

*Effective from June 03, 2023.

Interested in opening a  Monthly Income Account with NFL? Please click on the "Download Form" link on the left panel of the screen to get the necessary forms.

Deposit Insurance Inclusion Form



FDR with Simple Interest

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