Features :

Term Deposit:

• Minimum Deposit: Tk. 10,000
• Minimum Tenure: 3 Months
• Mode of Interest Payment: At maturity
• Renewal Deposit: Principal/Principal with interest Auto Renewal
• Loan against Deposit: Available
• Govt. tax/Duty/ED & other if applicable will be deducted from gross interest
• Special rate to be provided 0.15% than the prescribed rate for senior citizen (60 years) and above, Women & Freedom fighter.

Flexible Deposit Scheme (FDS):

• Minimum Deposit: Tk. 10,000
• Minimum Tenure: 100 Days
• Interest Calculation Method: Day Basis
• Effective Interest Rate is higher than per annum rate basis.
• Mode of Interest Payment: At maturity
• Renewal Deposit: Principal/Principal with interest Auto Renewal
• Loan against Deposit: Available
• Govt. tax/Duty/ED & other if applicable will be deducted from gross interest
• Special rate to be provided 0.15% than the prescribed rate for senior citizen (60 years) and above, Women & Freedom fighter.

*Effective date: Feb 22, 2026

Interested in opening a Deposit Account with NFL? Please click on the "Download Form"  to get the necessary forms.