National Finance Limited offers Small and Medium Enterprise (SME) financing facility under the purview of Bangladesh Bank SME development guidelines. The facility covers any business whether it is manufacturing, trading or service oriented.

SME lease

NFL extends lease financing facility for small and medium manufacturing units for procuring capital machinery.

Leasable items

• Factory machinery
• Generator or other peripheral equipment
• Construction equipment
• Commercial vehicle
• Medical equipment
• Office/commercial furnishing/equipment
• Agricultural equipment

Lease Period: 2 – 5 years payable on monthly rental basis

Extent of Finance: 70% of the acceptable value of the leasable machinery.

SME Term Loan

Term loan are offered to meet long/medium term capital expenditure that includes both fixed and working capital requirement.

Amount of Finance: BDT 0.50 million to 5.00 million

Loan Period: Flex able Loan Period

SME Working Capital Loan

Working capital loan are offered to small and medium enterprise to meet recurring business expenses.

Extent of Finance: Maximum 70% of additional working capital requirement.

Loan Period: As per business cycle of the enterprise but not exceeding 12 months.

Mode of repayment: Monthly or quarterly installment basis.

Common features of NFL SME Finance:

• Affable terms and conditions;
• Timely service;
• Competitive pricing;